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Zevin & Rosenbloum, P.C.
191 Peachtree Street, N.E.
Suite 4550
Atlanta, Georgia 30303
Phone: (404) 522-1616
Toll Free: (888) 522-1622

Nearly 200,000 auto accidents occur in the greater Atlanta area every year, resulting in approximately 70,000 injuries. Many accident victims do not realize that they may be entitled to compensation, especially if they have been seriously injured. Having handled thousands of Atlanta auto accident and personal injury cases, our attorneys can determine whether you have a viable case and, if so, see it through to a successful conclusion. If you believe you might have a case, we invite you to schedule an appointment to speak with one of our attorneys. Your initial consultation will be free, and our payment is contingent, meaning that if we don’t win your case, we don’t get paid.

October 26, 2010

Uninsured Motorist Coverage

Posted under: Blog — mrosenbloum @ 12:10 pm

Uninsured Motorist Coverage

Perhaps the most important coverage you can carry on you automobile insurance policy is uninsured/underinsured motorist coverage.  The Atlanta auto accident lawyers at Zevin & Rosenbloum believe that every driver in Georgia should carry uninsured/underinsured motorist coverage.  This coverage is most often called just uninsured motorist coverage, but always includes underinsured motorist coverage as well.

What is Uninsured Motorist Coverage?

Uninsured motorist coverage covers you and all the passengers in your vehicle for injuries if you are involved in a car accident with someone who either a) has no liability insurance,  b) has too little liability insurance, or c) flees the scene of the accident (hit and run).  Uninsured motorist coverage also covers the damage to your vehicle if the other driver is uninsured.  Uninsured motorist coverage also provides coverage if you (or any relative that lives in your household) are injured in a vehicle that does not belong to you.

Why is Uninsured Motorist Coverage Important?

Studies have shown that over 20% of all drivers in the United States are driving without insurance.  If you are involved in a car accident with an uninsured driver, you cannot recover for the damage to your vehicle or injuries to your person unless you carry uninsured motorist coverage.

How much Uninsured Motorist Coverage should I have?

The simple answer is that you should carry as much uninsured motorist coverage as your auto insurance carrier offers.  Uninsured motorist coverage is one of the least expensive coverages offered.  While it is true that you cannot carry more uninsured motorist coverage than you carry in liability coverage, the Atlanta auto accident lawyers at Zevin & Rosenbloum suggest that you raise your liability and uninsured motorist limits to at least $300,000.

If you or a loved one have been  injured in an automobile accident, or would like to discuss uninsured motorist coverage, call or contact the aggressive car accident lawyers at Zevin & Rosenbloum today.

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